401 State St, Baden, PA 15005 | sandykowal@ambridgeareafcu.com
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Ambridge  Area Federal Credit Union
NMLS Number 785073
Call Us Today for a Free Consultation
Fax: 724-869-3348

Local Federal Credit Union in Baden, PA





About Us



Ambridge Area Federal Credit Union, NMLS# 785073, was established in Ambridge, Pennsylvania in 1935 for local teachers and their immediate family. For 82 Years, our not-for-profit financial institution has been offering closed membership to employees, their families and students of Ambridge Area School District and Quaker Valley School District. Visit our branch to set up an account. We have a branch conveniently located inside of Ambridge Area High School.
Employees - Ambridge Area Federal Credit Union in Baden, PA

Our Staff



  • Full Time Staff
Sandy Kowal
NMLS #952529

Ginny Reed
NMLS # 808816

  • Part Time Staff
Samantha Fitzgerald
Hailey Burbage

Student Staff


We Offer:



  • Lifetime Membership
  • Share Account (Savings)
  • Share Draft Account (Checking)
  • Student Accounts
  • Certificate of Deposit (CDs)
  • Individual Retirement Account (IRA)
  • Visa® Credit and Debit Cards
  • Online Banking
  • Electronic Banking
  • Mobile Banking
  • Home / Auto / Personal Loans
  • Direct Deposit
  • Payroll Deduction
  • College Student Loans
  • Scholarships
  • Christmas Club

Community Outreach



We sponsor the NEFE program at Ambridge Area High School. The purpose of this program is educating students about money and finances. A scholarship is available to students who have completed the program. We also offer a Chapter Scholarship available for member students. Youth Ambassador is an opportunity to compete amongst other young professionals throughout the state of Pennsylvania..